Earn Like
A Bank.
Banks profit by lending your money to other people,
but they keep the majority of the profits to themselves.
What if you could do the same?
Earn more interest, more quickly. Our machine learning algorithm takes your lending preferences, and spreads your deposits across thousands of high-quality borrowers. Start with as little as £1.
Ready to earn like a Bank?
Get Early Access.
Past performance does not indicate future results.
Capital at risk.
Earn Like
A Bank.
Banks profit by lending your money to other people,
but they keep the majority of the profits to themselves.
What if you could do the same?
Earn more interest, more quickly. Our machine learning algorithm takes your lending preferences, and spreads your deposits across thousands of high-quality borrowers. Start with as little as £1.
Ready to earn like a Bank?
Get Early Access.
Past performance does not indicate future results.
Capital at risk.
Earn Like
A Bank.
Banks profit by lending your money to other people,
but they keep the majority of the profits to themselves.
What if you could do the same?
Earn more interest, more quickly. Our machine learning algorithm takes your lending preferences, and spreads your deposits across thousands of high-quality borrowers. Start with as little as £1.
Ready to earn like a Bank?
Get Early Access.
Past performance does not indicate future results.
Capital at risk.
Past performance does not indicate future results. Capital at risk.
Banks profit by lending your money to other people, but they keep the majority of the profits to themselves.
What if you could do the same?
Earn more interest, more quickly. Our machine learning algorithm automatically spreads your deposits across thousands of high-quality borrowers just like your Bank does every day. But with BlakboX, you keep the majority of the profits.
Ready to earn like a Bank?
Get Early Access.
Peer to Peer Lending.
With Brains.
Defend against
inflation.
Earn interest
on loans.
Earn interest
by lending
Easier
than Trading.
Control your
cash.
Earn like a Bank.
Earn like a Bank.
When you deposit money into a bank account, your bank lends it to other people. They charge interest on the repayments, and give you a tiny fraction of the profits.
We're turning that around.
BlakboX is a Peer to Peer lending platform where your funds are spread across thousands of high-quality borrowers, earning you interest on their repayments. Now you can earn the same way the Banks do, automatically and from any smart device, with as little as £1.
Be Your Own Bank.
Your bank lends your money to other people, charging interest on loans and giving you a tiny fraction of the profits made using your money.
We're turning that around.
BlakboX is a Peer to Peer lending platform where your funds are automatically spread across thousands of high-quality borrowers, earning you bank-beating interest and protecting your money. Earn the same way your Bank does, from any smart device with as little as £1.
You have control.
You have control.
You have control.
Borrowers on the other end aren't just borrowing from you. Each loan is created using a large number of different lenders to form one loan, minimising the impact of defaults for each lender.
All borrowers need to pass a number of rigorous checks before they are allowed to borrow. Only high-quality borrowers are accepted, and you control the minimum quality of borrower you're lending to.
You can even control the maximum amount lent to any one borrower, offering you further control over your cash.
Borrowers on the other end aren't just borrowing from you. Each loan is created using a large number of different lenders to form one loan, minimising the risk for each individual lender.
Borrowers must pass a number of rigorous checks before being allowed to borrow. You can also control the minimum quality of borrowers you're lending to, as well as the maximum amount sent to any given borrower.
Get Early Access
Are you ready?
Combat Inflation.
Combat Inflation.
Combat Inflation.
When inflation is higher than the interest rate offered by your bank, it means you're losing the difference. That's because the cost of goods increases faster than you are earn interest.
Have you noticed how Banks have barely increased your savings rate, despite them charging higher rates to borrowers? They profit from rising interest rates if they can keep your savings rate as low as possible.
BlakboX is here to turn the odds in your favour, by removing the middle man and allowing you to profit in just the same way your Bank does.
When inflation is high, money in the bank loses value as low savings rates fail to keep up with rising cost of goods.
And have you noticed how Banks have barely increased savings rates, despite charging higher interest on loans? They profit from rising interest rates by keeping your savings rate low.
BlakboX turns the odds in your favour, allowing you to profit in the same way your Bank does.
Be the Innovator.
Be the Innovator.
Be the Innovator.
It's time to bring Peer to Peer lending into a new era.
Most P2P firms still have minimum capital requirements in the thousands. Most of their loans are four figures or more. Their platforms are clunky and awkward to use.
With BlakboX, you can invest automatically for as little as £1 using our machine learning algorithm to protect your cash, and optimise your return.
With Face ID and a few taps of the finger, you have access to our intuitive platform from any device, so you're always in control.
Most P2P firms are inaccessible unless you have thousands to deposit. Their loans are four figures or more. Their platforms, clunky and awkward to use.
Invest for as little as £1 using Face ID on any device, with our machine learning algorithm there to protect your cash, and optimise your return.
BlakboX puts you in control of a new era for Peer to Peer lending.
Frequently asked questions
Is BlakboX Free?
We will never charge you to use our app or make any deposits, and there aren't any ads, either. When you earn interest with BlakboX by spreading your funds across thousands of high-quality borrowers, you keep the majority of the profits. We take a small percentage of your capital growth, and you keep the majority of your earnings for yourself. This means that we only succeed when you do.
Is Peer to Peer Lending Regulated?
Peer to Peer Lending is a Regulated Activity in the UK. That means there are strict rules that all P2P platforms must follow, as outlined by the Financial Conduct Authority (FCA). In fact, it is against the law in the UK to conduct Regulated Activity without approval from the relevant body, such as the FCA.
How Does BlakboX Manage Risk?
The primary risk involved with P2P lending is called Default Risk. This is the risk that borrowers fail to pay back their loans in part or in full. So how does BlakboX intend to manage this risk for its users? When you lend money using BlakboX, the borrowers on the other end aren't just borrowing from you. Each loan is created using a large number of different lenders to form one loan. This is done to minimise the impact of defaults for each lender. Each and every borrower must pass a series of rigorous internal checks in addition to a credit check before being allowed to use BlakboX as a borrwer, and only the highest quality borrowers will be accepted. You can also control the minimum quality of borrower you'll be lending to as well, from within the app. Plus, you can control the maximum amount of your money that is assigned to any given loan, meaning you control your level of diversification. Our success is directly tied to your profits; we only want the highest quality
How Much Do I Need to Deposit?
Only a pound. We designed BlakboX to make Peer-to-Peer lending accessible to more people. Other P2P firms require thousands of pounds in minimum deposits, and their platforms are clunky and awkward to use. We aim to solve that, by offering instant access to the P2P lending market for as little as £1, straight from your smartphone using face ID and just a few clicks.
Can I Use BlakboX to Borrow Money?
When we launch, interested BlakboX borrowers will need to pass our assessments to gain access to the platform as a borrower, which you'll even be able to access via your Apple Wallet just like a regular debit or credit card. When you use BlakboX to borrow, you'll be borrowing directly from a pool of other users. We will not be taking applications from potential investors or borrowers until after we launch, however you can sign up to our waiting list below.
Does BlakboX use AI?
BlakboX AI optimizes your capital allocation, securing you the best interest rates with the highest quality borrowers, minimising your default risk and improving the capacity to get your money out sooner. We're called BlakboX because we use AI and Machine Learning to optimise everything we do. In fact, we used an AI to write this landing page.
Ready to get started?
Get Early Access.
Ready to get started?
Get Early Access.
Ready to get started?
Get Early Access.
Frequently asked questions
Is BlakboX Free?
We will never charge you to use our app or make any deposits, and there aren't any ads, either. When you earn interest with BlakboX by spreading your funds across thousands of high-quality borrowers, you keep the majority of the profits. We take a small percentage of your capital growth, and you keep the majority of your earnings for yourself. This means that we only succeed when you do.
How Does BlakboX Manage Risk?
The primary risk involved with P2P lending is called Default Risk. This is the risk that borrowers fail to pay back their loans in part or in full. So how does BlakboX intend to manage this risk for its users? When you lend money using BlakboX, the borrowers on the other end aren't just borrowing from you. Each loan is created using a large number of different lenders to form one loan. This is done to minimise the impact of defaults for each lender. Each and every borrower must pass a series of rigorous internal checks in addition to a credit check before being allowed to use BlakboX as a borrwer, and only the highest quality borrowers will be accepted. You can also control the minimum quality of borrower you'll be lending to as well, from within the app. Plus, you can control the maximum amount of your money that is assigned to any given loan, meaning you control your level of diversification. Our success is directly tied to your profits; we only want the highest quality borrowers too.
How Much Do I Need to Deposit?
Only a pound. We designed BlakboX to make Peer-to-Peer lending accessible to more people. Other P2P firms require thousands of pounds in minimum deposits, and their platforms are clunky and awkward to use. We aim to solve that, by offering instant access to the P2P lending market for as little as £1, straight from your smartphone using face ID and just a few clicks.
Can I Use BlakboX to Borrow Money?
When we launch, interested BlakboX borrowers will need to pass our assessments to gain access to the platform as a borrower, which you'll even be able to access via your Apple Wallet just like a regular debit or credit card. When you use BlakboX to borrow, you'll be borrowing directly from a pool of other users. We will not be taking applications from potential investors or borrowers until after we launch, however you can sign up to our waiting list below.
Does BlakboX use AI?
BlakboX AI optimizes your capital allocation, securing you the best interest rates with the highest quality borrowers, minimising your default risk and improving the capacity to get your money out sooner. We're called BlakboX because we use AI and Machine Learning to optimise everything we do. In fact, we used an AI to write this landing page.
Is Peer to Peer Lending Regulated?
Peer to Peer Lending is a Regulated Activity in the UK. That means there are strict rules that all P2P platforms must follow, as outlined by the Financial Conduct Authority (FCA). In fact, it is against the law in the UK to conduct Regulated Activity without approval from the relevant body, such as the FCA.